People with a green card who are also a permanent resident of this country might wonder whether they will be able to acquire Medicare policy for themselves once they go past the age of 65.
People who already have a green card might be eligible for Medicare since they already have a job in the States, have traveled across the country to live along with their loved ones or have been granted an asylum.
Additionally, there could be other scenarios which may qualify a person who is a citizen of another country to become a permanent resident in the U.S.
Part A as well as Part B Medicare for Permanent U.S Residents:
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Majority of people become eligible for Medicare once they reach the age of 65, but others might qualify due to a specific disability or illness, or the work history of their spouse. Once the Medicare guidelines are fulfilled by the permanent resident, he/she becomes eligible for Medicare following the same rules as the ones present for any other U.S citizen.
Part A Medicare is typically free from any premium provided the person have accumulated a minimum of 40 quarters or a total of taxable years of their work history. Fortunately, these quarters does not need to be continuous, however, the person must have 40 so as to become eligible for premium-free Part A plan. A few permanent residents might get eligible for the basic Medicare with the help of their partner’s work background.
In case you or your partner does not have the required work history so as to become eligible for premium-free Part A Medicare, you’ll be required to pay a certain premium to get the health benefits of Part A. Your final premium amount will be based upon how many quarters you’ve worked in the country.
Each person is required to pay a certain premium amount to enjoy the health benefits of Part B Medicare. The plan stays equal for all permanent residents in the U.S. A few individuals with low monthly income might be eligible for some assistance when it comes to paying their monthly premiums for Part B Medicare. But, people with healthy incomes are required to pay a higher premium to take benefit of Part B Medicare as compared to the regular premium amount which is $134/month. The final premium amount that must be paid for Part B will stay the same for both who’s natural born U.S citizens and permanent U.S citizens.